Kajian Hukum Ekonomi Syaraih Tentang ShopeeyPayLeter Sebagai Alat Transaki (Analisis Studi Kepustakaan)

Abstract

This study aims to find out the study of sharia economic law regarding ShopeeyPayLeter as a transaction tool. Type
and Approach This research is library research. This study uses secondary data in the form of verses from the Koran
which explain buying and selling, hadiths about buying and selling, theses, the official Shopee website, journals,
articles and other written sources that can provide an explanation of the sub-topics in this article. The data collection
technique used by the author is a library research technique. While the data analysis techniques in this study used
descriptive analytical techniques with an inductive mindset. The results of this study explain that the practice of
lending electronic money through ShopeePayLater makes it easy for Shopee users to make timely shopping payments.
Second, the practice of lending electronic money through ShopeePayLater still uses an interest system and there are
several additional fees that are burdensome to loan users. If the practice of ShopeePayLater is drawn into Islamic
law, namely based on a qarḍ contract and DSN-MUI Fatwa No: 116/DSN-MUI/IX/2017, then ShopeePayLater loans
are not allowed because they contain elements that are detrimental to the user.